Saturday, August 25, 2012
Thursday, August 2, 2012
Money, money, money, mon-ey
This started out as a comment on an unschooling forum. I think it works as a standalone post too, and it's LONG, so I'm saving it.
Our kids are 19 and 20. The older one doesn't live at home right now but soon will again. We support both of them financially. Come September, they will both be in college, which we are paying for right now but which will eventually need to become a group effort. They each get a weekly no-strings allowance, which they don't have to do chores to earn and which they spend on whatever they want.
That's our situation.
Our philosophy is one of cooperation and sharing, with a healthy dose of ignoring society's arbitrary, different-from-country-to-country rules about the ages by which kids **should** be doing certain things like driving cars, paying their own way, moving out, and so on. Society doesn't get to decide those things, we do.
The ways this philosophy has paid off are many, and somewhat immeasurable.
Where to start? The biggest benefit has turned out to be that they get a modicum of relief from the pressure they are under -- that ALL kids are under, no matter what their parents say and do -- to become independent adults. Our kids talk to us, so I can see that this pressure is staggering and probably worse than any "gotta earn a living" pressure they will feel later in life. ANYTHING I can do to ease that pressure and give them a little breathing room to "figure this shit out" is a good thing. We reassure them repeatedly that there is no hurry. They don't cost more now than they did at 13 or 15 or last year. We know we can afford this lifestyle, just as it is, which means we can joyfully continue to be a safe haven for them as long as it takes them to find their paths.
Do I think I will still have kids living with me five years from now? Judging by their personalities and by what their older unschooling friends have done, the answer is, sadly, no. I'm on Empty Nest Watch whether I like it or not.
The other benefits are more, well, ordinary, and the reasons we went with the no-strings allowance to begin with. They got to practice budgeting and math and learn what it feels like to have money on payday and be broke by the end of the pay period. And Frank and I got to stop always being the bad-guy money decisionmakers. "Can I have this?" they still ask, and all we have to say is, "It's your money."
If you want a little friendly feedback, your setup [kids do chores to earn allowance, with commentary about kids beginning to pay their own way at 16] sounds pretty stressful and somewhat adversarial! All that keeping track. All that wondering about where YOU should draw the line. Don't draw any lines. Figure out what the allowance is, hand it over with a smile, and then sit back and watch *them* figure out where the lines are and how to make the most of what they have. I bet they'll surprise you. (I should tell you sometime about the $5 megaton of candy the girls bought.)
When they make mistakes -- and they will, we all do -- I make purchasing mistakes all the freaking time *g* -- don't say, "See! I told you this wouldn't work!" Instead, recognize that it HAS worked. Mistakes lead to learning. If they buy too many potions and lose them [on a gaming site where cyber items are purchased for real money], they will learn how yucky it feels to get nothing for their money.
I have lots more to say but this is a novel already. Here are a couple of relevant posts from my blog:
http://zombieprincess.blogspot.com/2010/06/stuff-and-money-and-space.html
http://zombieprincess.blogspot.com/2010/05/date-with-reality.html
Our kids are 19 and 20. The older one doesn't live at home right now but soon will again. We support both of them financially. Come September, they will both be in college, which we are paying for right now but which will eventually need to become a group effort. They each get a weekly no-strings allowance, which they don't have to do chores to earn and which they spend on whatever they want.
That's our situation.
Our philosophy is one of cooperation and sharing, with a healthy dose of ignoring society's arbitrary, different-from-country-to-country rules about the ages by which kids **should** be doing certain things like driving cars, paying their own way, moving out, and so on. Society doesn't get to decide those things, we do.
The ways this philosophy has paid off are many, and somewhat immeasurable.
Where to start? The biggest benefit has turned out to be that they get a modicum of relief from the pressure they are under -- that ALL kids are under, no matter what their parents say and do -- to become independent adults. Our kids talk to us, so I can see that this pressure is staggering and probably worse than any "gotta earn a living" pressure they will feel later in life. ANYTHING I can do to ease that pressure and give them a little breathing room to "figure this shit out" is a good thing. We reassure them repeatedly that there is no hurry. They don't cost more now than they did at 13 or 15 or last year. We know we can afford this lifestyle, just as it is, which means we can joyfully continue to be a safe haven for them as long as it takes them to find their paths.
Do I think I will still have kids living with me five years from now? Judging by their personalities and by what their older unschooling friends have done, the answer is, sadly, no. I'm on Empty Nest Watch whether I like it or not.
The other benefits are more, well, ordinary, and the reasons we went with the no-strings allowance to begin with. They got to practice budgeting and math and learn what it feels like to have money on payday and be broke by the end of the pay period. And Frank and I got to stop always being the bad-guy money decisionmakers. "Can I have this?" they still ask, and all we have to say is, "It's your money."
If you want a little friendly feedback, your setup [kids do chores to earn allowance, with commentary about kids beginning to pay their own way at 16] sounds pretty stressful and somewhat adversarial! All that keeping track. All that wondering about where YOU should draw the line. Don't draw any lines. Figure out what the allowance is, hand it over with a smile, and then sit back and watch *them* figure out where the lines are and how to make the most of what they have. I bet they'll surprise you. (I should tell you sometime about the $5 megaton of candy the girls bought.)
When they make mistakes -- and they will, we all do -- I make purchasing mistakes all the freaking time *g* -- don't say, "See! I told you this wouldn't work!" Instead, recognize that it HAS worked. Mistakes lead to learning. If they buy too many potions and lose them [on a gaming site where cyber items are purchased for real money], they will learn how yucky it feels to get nothing for their money.
I have lots more to say but this is a novel already. Here are a couple of relevant posts from my blog:
http://zombieprincess.blogspot.com/2010/06/stuff-and-money-and-space.html
http://zombieprincess.blogspot.com/2010/05/date-with-reality.html
Labels:
money,
unschooling,
yes
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